---
title: "Medicaid Long-Term Care Financial Eligibility Test"
url: "https://www.eldercareresourceplanning.org/medicaid-faq/eligibility/test-start/"
last_updated: "February 23, 2026"
---

# Medicaid Long-Term Care Financial Eligibility Test

Medicaid financial eligibility is extremely complicated, but we’ve simplified its rules to make this test fast and easy-to-use. To do that, we made three assumptions about the applicant:  
1. The applicant is aged 65+ or disabled.  
2. The applicant requires long-term care. (If you are unsure, [take a Medicaid Clinical Eligibility Test here](https://www.eldercareresourceplanning.org/medicaid-faq/clinical-eligibility/test-begin/).)  
3. If married, only one spouse is applying for Medicaid long-term care.

If these assumptions don’t apply, you can [contact us](https://www.eldercareresourceplanning.org/contact/) directly.

**This test is not an application and results are non-binding.**

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## ECRP Eligibility Test