Some families want to plan for expensive long-term care in their future, while others have an immediate need. In either case, all families want to preserve their homes and assets when possible, but that can be a challenge if Medicaid long-term care is involved.
The rules regarding IRAs, 401Ks, pensions and home ownership and how they impact Medicaid eligibility are complicated, and they can vary by an individual’s situation, marital status and state of residence. The strategies used to help families preserve assets and homes are also complex, and they can vary by state and how far in advance a family is planning for their care needs.
Given all the rules and complexities, your senior clients who need long-term care and are considering Medicaid may be full of questions: Should a home be sold to pay for care? Aren’t homes exempt? Can homes be protected? What about a spouse? Are trusts exempt? If so, what kind? How the does Look-Back period work? We can help you answer all those questions so you can help your clients plan for the future they want.
We offer a free, no-obligation consultation with you and your client. During this meeting, we will discuss Medicaid eligibility, finances, planning strategies and timelines are all discussed. We can work with Financial Advisors behind the scenes, or we can work directly with clients, or we can use a hybrid approach. We can consult on long-term care planning or handle the complete Medicaid application process.
For full Medicaid Planning engagements, we provide comprehensive support during the application process, prevent delays in approval, preserve assets, protect spouses, and minimize risks associated with Estate Recovery, all while keeping you updated on your client’s progress.
A less exhaustive option is a Benefits Consultation, which is a one-hour planning meeting with a Certified Medicaid Planner. The conversation will be an opportunity for you and your client to ask specific questions about the client’s Medicaid eligibility and any potential planning strategies, as well as coverage options. We also include concisely written follow-up material so that the information discussed during the consultation will be available for your future reference.
Our Webinar, “Mastering Medicaid Long-Term Care Planning: Essential Strategies for Financial Professionals,” examines the following Medicaid topics:
Click Here to Start the Video.
We can help any senior or family who wants to plan for their long-term care needs with Medicaid. This can include individuals who do not meet their asset or income limit for eligibility, or people who have already applied for Medicaid and been denied for any number of reasons. We can assist single applicants, married couples with both spouses applying, or couples with just one spouse applying. We can help homeowners preserve their home as a family inheritance, and we can help families who want to make sure their loved ones get the care they need.
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